Privacy Policy
Effective Date: 05/20/2026
Vivere Partners, Inc. and its affiliates (“Vivere”, "we," "our," or "us") are committed to protecting the personal information that we collect or hold about you. This Privacy Policy outlines the personal information that we collect from and about you when you visit our website (www.viverepartners.com) or which you and/or your insurance agent/broker may provide to us via the online services or platforms offered by us (collectively, the “Website”). This Privacy Policy also describes how we collect, use, safeguard, and disclose that personal information.
If you are an agent or broker and wish to register and apply for our insurance products on behalf of your clients, we may ask you to provide some personal information for the procurement of commercial insurance coverage. Visitors to our website who are not agents or brokers can only view the information on our public web pages.
Please read this Policy carefully to understand our policies and practices regarding your information and how we will treat it. We encourage you to review this Privacy Policy regularly, as it may be updated from time to time (see Modifications to Our Privacy Policy section, below).
Types of Information Collected
We collect personal information for the purposes of administering our business and supplying the appropriate insurance product you have requested in an application. This information could vary based on the insurance product you intend to purchase or have purchased from Vivere. The following are examples of some of the personal information we may collect from or about you:
Personal identifiers, such as first and last name, email and physical address, and telephone number;
Characteristics of protected classifications under state or federal law, such as gender;
Prior loss information related to the premises for which insurance is being sought, such as including names and claim information of people injured on the premises;
Consumer’s ownership and management history; and
Details concerning your internet connection and/or device(s), including through the use of cookies, web beacons, and other tracking technologies, such as your IP address, the device you use to access our Website, and usage details (e.g., browser type, domain names, time and date of visit, referring website, landing page, search terms, web pages viewed, time spent on a web page, and links clicked, and other similar information).
Also, if you choose to email us, in addition to your email address, we may collect any information you choose to provide.
This information is not used to create a profile about you or your activities.
Where Do We Get This Information From?
We may receive personal information from or pertaining to you or your customers when:
You communicate with Vivere;
You apply for our insurance products;
Insurance brokers send us prior loss information related to the premises for which insurance is being sought;
You pay for your insurance product; and
Automatically as you navigate through the Website. Information collected automatically may include usage details, IP addresses, and information collected through cookies, web beacons, and other tracking technologies (see the Cookies section, below).
The information we collect from you, for the purposes of administering our business or supplying the appropriate insurance product, may be information of persons other than the entities or individual(s) applying for our insurance product.
How We Use Your Information
We, or third parties working on our behalf, use the personal information that we collect from or about you in order to provide our services, including:
To present our Website and its contents to you, and to allow you to participate in interactive features on our Website;
To provide you with information, products, or services that you request from us, or otherwise to fulfill the purpose(s) for which you provide it;
To provide you with notices about your account, including expiration and renewal notices, or otherwise to communicate with you;
To carry out our obligations and enforce our rights arising from any contracts entered into between you and us, including for billing and collection;
To notify you about changes to our Website or any products or services we offer or provide though it;
In any other way we may describe when you provide the information; an
For any other purpose with your consent.
We may also use your information to contact you about goods and services that may be of interest to you. If you do not want us to use your information in this way, please use the unsubscribe feature within such communications and/or adjust your user preferences in your account profile.
We may also use certain automated decision-making (i.e., AI) technologies to assist us in providing our services. We are committed to using such technologies ethically and in compliance with applicable law.
To Whom Might We Disclose The Information We Collect?
We may disclose certain personal information we hold about you to third party service providers and/or our affiliates in order to fulfill the purposes listed above.
The information we collect from or about you for the purpose of providing insurance products is provided to our insurance providers to administer the insurance product you have requested in the application for insurance. For insurance on commercial properties, we may also share the address of a building and the name of the building’s owner with an inspection company for the purpose of inspecting the property prior to providing the insurance. The information may be disclosed in the event of a sale of all or substantially all of our assets or the merger of our company into another entity or any consolidation, share exchange, combination, reorganization, or like transaction in which we are not the survivor. The information we collect from you is not sold to any third parties.
We may disclose relevant personal information subject to lawful process, including if requested by law enforcement, insurance regulatory authorities, or other judicial authorities to assist in a criminal proceeding.
If you prefer that we not disclose nonpublic personal financial information about you to nonaffiliated third parties, you may opt-out of those disclosures; that is, you may direct us not to make those disclosures (other than disclosures permitted by law). If you wish to opt-out of disclosures to nonaffiliated third parties, you may email us at: ops@viverepartners.com.
How Do We Protect the Information Provided To Us?
For the security of you and your customers, orders on our website are encrypted with SSL Technology assuring visitors that they have reached our authentic site, thereby allowing communications to be encrypted. In order for SSL to work, though, you must have a browser that supports SSL technology. Please note that email may not be encrypted and cannot be considered a secure means of transmitting sensitive information. As such, advises that you and your customer should not submit financial, account or other information you wish to protect should not be submitted via email.
We seek to restrict access to personal information collected to only our employees, our affiliates’ employees, or others who need to know that information to carry out our normal business operations.
We use what we believe to be commercially reasonable security measures to appropriately protect and safeguard the personal information we collect under this Privacy Policy against unauthorized access alteration, disclosure, or destruction. However, no computer network or data transmission on the internet, including through or initiated on our site, can be guaranteed to be 100% secure and so we cannot guarantee the absolute security of your information.
Access or Correct Your Information
If you have a question or would like to access and correct the personal information you have submitted to us, please contact us:
Via email at ops@viverepartners.com; or
Vivere Partners, Inc.
Privacy Inquiry
P.O. Box 3238
Dana Point, CA 92629
In your request, please identify your name, address, and telephone number.
Cookies
This website uses Framer Analytics. Framer Analytics collects anonymized data, which may include IP address, browser type, domain names, time and date of visit, referring website, landing page, search terms, web pages viewed, time spent on a web page, and links clicked. This data is used to improve our site and provide you with a better experience. Framer Analytics does not use cookies. Please review Framer’s terms of use to learn more about how Google Analytics may collect and use information.
As you navigate through and interact with our Website, Framer Analytics’ automatic data collection technologies may collect certain information about your equipment, browsing actions, and patterns, including:
Details of your visits to our Website, including traffic data, location data, logs, and other communication data and the resources that you access and use on the Website.
Information about your computer and internet connection, including your IP address, operating system, and browser type.
The information we collect automatically may include personal information, or we may maintain it or associate it with personal information in other ways. It helps us to improve our Website and to deliver a better and more personalized service, including by enabling us to:
Estimate our audience size and usage patterns.
Store information about your preferences, allowing us to customize our Website according to your individual interests.
Speed up your searches.
Recognize you when you return to our Website.
The technologies we use for this automatic data collection may include:
Cookies (or browser cookies). A cookie is a small file placed on the hard drive of your computer. You may refuse to accept browser cookies by activating the appropriate setting on your browser. However, if you select this setting, you may be unable to access certain parts of our Website. Unless you have adjusted your browser setting so that it will refuse cookies, our system will issue cookies when you direct your browser to our Website.
Flash Cookies. Certain features of our Website may use local stored objects (or Flash cookies) to collect and store information about your preferences and navigation to, from, and on our Website. Flash cookies are not managed by the same browser settings as are used for browser cookies.
Web Beacons. Pages of our Website and our emails may contain small electronic files known as web beacons (also referred to as clear gifs, pixel tags, and single-pixel gifs) that permit the Company, for example, to count users who have visited those pages or opened an email and for other related website statistics (for example, recording the popularity of certain website content and verifying system and server integrity).
Do Not Track
Web browsers include a “Do Not Track” feature that allows the user to select whether or not to send a “Do Not Track” request to websites visited by the user. If this feature is enabled, a request will be sent to the websites disabling them from collecting your browsing data.
Our Website does not respond to your “Do Not Track” signals from your web browsers.
Other than Framer Analytics, we do not allow third-parties to track your online activities on our Website.
Children Under the Age Of 16
Our Website is not intended for children under 16 years of age. No one under age 16 may provide any information to or on the Website. We do not knowingly collect personal information from children under 16. If you are under 16, do not use or provide any information on this Website or on or through any of its features. If we learn we have collected or received personal information from a child under 16 without verification of parental consent, we will delete that information. If you believe we might have any information from or about a child under 16, please contact us using the information below.
Links to External Sites
For your convenience, we may provide links to other websites and web pages that we do not control. We are not responsible for the privacy practices of any websites or pages not under our control, and we do not endorse any of these websites or pages, the services or products described or offered on such sites or pages, or any of the content contained on those sites or pages. We encourage visitors to our Website to be aware of when they leave our Website and to read the privacy statements of each and every website that may collect their personal information.
Transfer of Personal Information
Vivere is based in the United States, and the Website is designed for users in, and operated by us from, the United States. If you reside outside the United States and use our website or otherwise provide information to us, you acknowledge that your information may be transferred to and processed in the United States for the purposes described in this Privacy Policy, which may provide different levels of privacy protection than the country you are located in.
Modifications to Our Privacy Policy
We may change this Privacy Policy from time to time. The most recent version of the Privacy Policy will be reflected at the bottom of this Policy.
This Privacy Policy is not intended to and does not create any contractual or other legal rights in or on behalf of any party.
California Residents
This section supplements the Privacy Policy set forth above for California residents.
Under the California Consumer Privacy Act, as amended (“CCPA”), California residents have the right to:
Request the categories and specific pieces of personal information that we hold about you;
Request that we delete any personal information about you that we hold about you, subject to certain restrictions;
Request that we correct any personal information that we hold about you;
Opt-out of the sale of your personal information (As stated above, Vivere does not sell information to third parties and has not done so in the past 12 months);
Limit our use and disclosure of your personal information, and to opt out of automated decision-making and profiling; and
The right not to be discriminated against for exercising your rights under the CCPA.